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Instant Indemnity

Instant Quote Request

Solicitor   Licensed Conveyancer   Homeowner  

Terms & Conditions

  1. USE OF OUR SITE
    1. This page together with our Privacy Policy are the terms and conditions on which We supply the Services to you.
    2. Please ensure that you read these Terms carefully and make sure that you understand them, before using the Services. If you think that there is a mistake, please contact Us to discuss. Please note that before using the Services you will be asked to agree to these Terms. If you refuse to accept these Terms, you will not be able to use the Services.
    3. You agree to use this Web Site in a manner consistent with any and all applicable laws and regulations in the country in which you access the Web Site. This Web Site is not intended for viewers in any other jurisdiction or country where local laws and/or restrictions prohibit any of the activities transacted by the Web Site.
    4. You will not reproduce this Web Site (or any part of it), amend or adapt the Web Site and/or its documentation in any manner and/or reproduce logos other than as provided in documentation issued by the Web Site.
  2. INTELLECTUAL PROPERTY
    1. We are the owner of all intellectual property rights in Our site, and in the material published on it. All such rights are reserved,
  3. PROVIDING SERVICES
    1. We will make every effort to make the Services available to you. However, there may be delays due to an Event Outside Our Control.
    2. We may have to suspend the Services if We have to deal with technical problems. We will contact you to let you know in advance where this occurs, unless the problem is urgent or an emergency.
    3. Please note that we are not a comparison site. All prices are derived from approved rates provided by our panel of insurers for Instant Indemnity products which are listed on the quote documentation. Please note that we do not provide financial, investment or other advice in relation to the product or service compared, nor do we provide a recommendation or endorsement of product or service providers.
    4. Please note that this website and our products are only directed at UK residents.
  4. IF THERE IS A PROBLEM WITH THE SERVICES
    1. In the unlikely event that there is any defect with the Services:
      • please contact Us and tell Us as soon as reasonably possible; and
      • please give Us a reasonable opportunity to repair or fix any defect.
  5. OUR LIABILITY TO YOU AND DISCLAIMERS
    1. Nothing in these Terms limits or excludes our liability for:
      • death or personal injury caused by our negligence;
      • fraud or fraudulent misrepresentation; or
      • any other liability which cannot be excluded or limited under applicable law.
    2. Subject to clause 7.1, we will under no circumstances whatever be liable to you, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising under or in connection with the Services for:
      • any loss of profits, sales, or revenue;
      • loss or corruption of data, information or software;
      • any use of, or inability to use, Our site;
      • loss of business or business interruption or business opportunity;
      • loss of anticipated savings;
      • loss of goodwill; or
      • any indirect or consequential loss.
    3. Except as expressly stated in these Terms, We do not give any representation, warranties or undertakings in relation to the Services. Any representation, condition or warranty which might be implied or incorporated into these Terms by statute, common law or otherwise is excluded to the fullest extent permitted by law. In particular, We will not be responsible for ensuring that the Service is suitable for your purposes. We therefore accept no liability or responsibility arising from any reliance placed on such materials by any visitor to the Site, or by any third party who may be informed of any of its contents.
    4. These Terms and any documents expressly referred to in them constitute the entire agreement between you and Us and supersedes and extinguishes all previous agreements promises, assurances, warranties, representations and understandings between us, whether written or oral, relating to the Service.
    5. While we endeavour to ensure that the information on the site is accurate and up-to-date, errors and omissions can occasionally occur and you should not take the accuracy of the information for granted and should check directly with Us.
    6. You acknowledge that these Terms are solely applicable to the Service. Any insurance related activities will have their own set of terms and will supersede these Terms in the event of a conflict.
    7. This Web Site may from time to time include links to external sites, resources and co-branded pages. We have included links to these sites, resources and co-branded pages to provide You with access to information and services that You may find useful or interesting. We are not responsible for the content of these sites, resources and pages or for anything provided by them and accept no responsibility for them or for any loss or damage that may arise from Your use of them. You should read carefully and agree with the terms and conditions of third party websites before using them.
  6. EVENTS OUTSIDE OUR CONTROL
    1. We will not be liable or responsible for any failure to perform, or delay in performance of, any of Our obligations under these Terms that is caused by an Event Outside Our Control.
    2. An Event Outside Our Control means any act or event beyond Our reasonable control.
    3. If an Event Outside Our Control takes place that affects the performance of Our obligations under these Terms:
      • We will contact you as soon as reasonably possible to notify you; and
      • Our obligations under these Terms will be suspended and the time for performance of Our obligations will be extended for the duration of the Event Outside Our Control. Where the Event Outside Our Control affects Our performance of Services to you, We will restart the Services as soon as reasonably possible after the Event Outside Our Control is over.
  7. VIRUSES, HACKING AND OTHER OFFENCES
    1. You must not misuse the Web Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Web Site, the server on which the Web Site is stored or any server, computer or database connected to the Web Site. You must not attack the Web Site via a denial-of-service attack or a distributed denial-of service attack.
    2. By breaching this provision, You would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and We will co-operate with those authorities by disclosing Your identity to them. In the event of such a breach, Your right to use the Web Site will cease immediately.
    3. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect Your computer equipment, computer programs, data or other proprietary material due to Your use of the Web Site or to Your downloading of any material posted on it, or on any website linked to it. You must ensure that Your computer has all necessary software to protect you from computer viruses.
  8. HOW WE MAY USE YOUR PERSONAL INFORMATION
    1. We only use your personal information in accordance with our Privacy Policy. Please take the time to read it, as it includes important terms which apply to you. By using the Web Site, you consent to Our processing your information.
  9. THIRD PARTY WEBSITES
    1. This website contains links to websites operated by third parties. Some of those websites will carry our branding and are therefore only accessible by our customers. The operation and content of those websites are determined by those third parties and will be governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third party website, as this is outside of our control.
    2. Links are provided for convenience only and inclusion of any links should not be taken to imply endorsement in any way of the site to which it links.