Build over a sewer

What is a sewer indemnity policy?

You require an Adoption of Sewer legal indemnity insurance policy in circumstances when the relevant authority demanding a contribution from you towards the cost of adopting the sewers serving the Property as the developer fails to construct and/or maintain the sewers to adoptable standards.

We want to make buying legal indemnity insurance or ‘conveyancing insurance’, as straightforward as we possibly can. Unlike other providers, we therefore offer our indemnity quotes directly to homeowners, allowing you to save money and find a policy that is right for you. To receive an Instant Indemnity quote today, click ‘Find a Quote Now’.

Sewers can be a difficult issue to resolve in the best of times. For that reason, it can help if you have the peace of mind that you have the right insurance covering your needs. If your enquiry is more bespoke or not available online, please email with full details and copies of any relevant documentation. It is always worth sending us all relevant information regarding your indemnity request to help us create your tailored made indemnity quote.

For added reassurance, all indemnity quotes / indemnity policies automatically include cover for legal expenses that are incurred in defending/dealing with a claim. As well as this, our legal indemnity policies last in perpetuity. That is, your Fortieture of Lease indemnity policy will cover the property indefinitely and remain in place after a sale.

Below are some frequently asked questions relating to Sewer Indemnity policy.

What’s the maximum limit of indemnity I can select?

It is £5m for a residential property transaction and £25m for a commercial property transaction. However, for any contaminated land product, anything over £5m will be referred to our underwriters.

Can I buy more than one policy at a time?

Yes, you can select up to 4 different insurance products to combine under a single quote/policy. This will bring significant savings in premium compared to arranging individual quotes. If you select more than 4 products, your enquiry will be referred to our underwriters for bespoke consideration.

How will I receive my policy?

All documentation is sent to you by email – we do not provide paper copies of any documentation. If you need a paper copy, simply download and print from the service or the attachments emailed to you.

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Require a bespoke policy?

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