It may come as an unholy shock to home buyers to learn that they could receive a surprise demand for money from their local parish church.
Dating back to the 13th Century, Chancel Repair Liability is a medieval law that entitles the parish council to ask for a contribution, or ‘tithe’ from homeowners for upkeep of the church, particularly if major works are needed, for example, to repair the roof.
While the government attempted to phase out the law (by requiring parish councils to register the liability on the title of the property by October 13 2013), the current position remains somewhat confusing for potential purchasers. Essentially, the absence of a notice on the title register does not necessarily mean you are free from chancel repair liability. If the pre-exchange searches carried out by your solicitor reveal that the property is in an area which is potentially subject to the liability, there is a risk that you could be landed with a large bill from the church.
To mitigate this, legal indemnity specialists Instant Indemnity offers Chancel Repair indemnity insurance that will protect you against these devilish demands. Get in touch with us for a quote by clicking here.